Full control of your money
Save with your circle, plan for yourself, and manage it all in one place.
Save together,win together
The digital Ajo experience — built for real life. Start or join a thrift circle with people you trust, contribute automatically, and collect your payout when it's your turn.
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Save for whatactually matters
Set a savings target, pick a timeline, and let the platform do the rest. Whether it's school fees, a business, or a rainy day fund — Target Savings keeps you on track without the willpower tax.
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See where yourmoney goes
Sight by Circle Funds gives you a clear, honest picture of your finances. Track spending, understand your patterns, and get personalised guidance on what to do next.
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Your money is
safe hereYour money
is safe here
Every product we build sits on the same foundation- protection you can trust, built into everything by default
We operate under licensing from the Lagos State Ministry of Commerce. Your money is protected by law
Hear from ourcustomers
Quality interface, smooth user experience, and a great innovation.
Tope A.CircleFunds makes it so easy to save with my family and friends. The interface is user-friendly, and transactions are seamless.
Jola S.There hasn't been any thrift or group savings app like this. Hands down the best!!
Subomi N.I’ve been on CircleFunds for a while & really liked it. The new Community Thrift feature makes it even better because I don’t have to wait for everyone to be ready before saving.
Morewa P.This app is amazing! CircleFunds makes it so easy to save with my family and friends. The interface is user-friendly, and transactions are seamless. Highly recommend!
Lucky